Reducing our carbon footprint

COP 21 - Bannière engagement du groupe

A structured management organization to combat global warming

Faced with the challenges of climate change debated at the recent COP21 conference, Groupe BPCE is getting organized to provide a concrete response to the issue of energy transition.

Groupe BPCE has set up a specific energy management structure coordinated by the Group’s Support Services, Sustainable Development and Corporate Purchasing Departments. By working together, these different functions are seeking to respond to regulatory requirements while simultaneously reducing the Group’s energy costs.  Drawing on the best practices already existing within the Group, the energy management organization is working to have them adopted in BPCE’s other entities. An “energy club” has been created for this very purpose, entrusted with improving coordination of the energy efficiency initiatives between the Group’s different functions.

 

Benchmark actions taken to reduce our environmental impact

  - ISO 50001 certification obtained by the Caisse d’Epargne Bourgogne Franche-Comté, the 1st regional bank to obtain this distinction in France. This certification demonstrates the bank’s ability to enhance its energy efficiency, going beyond the obligation imposed by the regulations to carry out an energy audit at the end of 2015. Other Group entities are expected to obtain ISO 50001 certification in 2015 and 2016.

  - Certification of compliance with the French “High Environmental Quality” standard (NF HQE, level of excellence in the service sector) obtained by the Banque Populaire Alsace Lorraine Champagne for its corporate headquarters based in Metz: the 1st banking headquarters to obtain this certification in France. The bank was also awarded the 2015 Enterprise & Environment prize by the French Ministry of Ecology, Sustainable Development and Energy and by the ADEME Environment and Energy Management Agency for its global management of sustainable development.

  - The Banque Populaire des Alpes was the Group’s first bank to set up a free charging station for electric vehicles accessible to everyone, whether customers of the bank or not.

  - Groupe BPCE is the banking group with the largest number of branches connected by automation systems, directly controlled by energy management solutions, and the first to test the payment of a mileage allowance for non-motorized mobility (means of transport using muscle strength).

 

Tools for measuring and reporting

The energy management system adopted by Groupe BPCE is supplemented by the use of several dedicated tools. The method consisting in carrying out an annual carbon audit pioneered by Groupe BPCE has been adopted by ADEME as an industry-wide practice, giving it more the status of a management indicator than a regulatory obligation. This audit is used to measure greenhouse gas emissions and to implement improvement plans. BPCE SA, the Group’s central institution, has made the mastery of its environmental footprint a tangible illustration of its commitment as a socially responsible company and corporate citizen. Groupe BPCE has also created an automated reporting system for CSR indicators along with a branch automation plan. This plan, first set up in 2013, meant that work had to be carried out on the IT infrastructure in order to be able to roll out an energy management application for the Group’s different branches. In addition to heightening employees’ awareness of the need to combat global warming, these different initiatives have allowed the Group to achieve additional savings of between 15 and 20%.

 

Responsible financing

Natixis has undertaken to stop financing coal-fired electrical power plants and thermal coalmines worldwide, given the technology currently used.

Mirova is stepping up its commitment to the struggle against climate change by co-developing with the Carbone 4 company an innovative methodology for measuring the carbon impact of its equity portfolios.
Through these different actions, Groupe BPCE is innovating in order to offer pioneering organization systems and efficient financing solutions geared to combating global warming.

CARBON FOOTPRINT, CO2… WHAT IS IT?

It’s a way of measuring greenhouse gas emissions related to the banks activities and the actions taken to reduce them. The carbon audit is a tool that makes it possible to calculate greenhouse gas emissions. Green financing solutions provide major leverage to offset these emissions.